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There are many choices for buyers looking for mortgages in this market. One option, FHA home loans, are a viable alternative for many first time buyers.
The Federal Housing Administration (FHA) - which is part of HUD - insures the loan, so your lender can offer you a better deal, offering low down payments, low closing costs, and easy credit qualifying. FHA market share for home purchases are expected to triple over the next 3 years, from an estimated 4% in 2007 to an estimated 12% in 2009.
Visit hud.gov/buying/loans/ to find out about these loans.
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